The Affordable Care Act has led to the creation of the Kentucky Health Insurance Exchange. You or your small company now have an easy way to enroll in an affordable health plan similar to those available to Members of Congress.
The health plans offered in the Exchange have undergone a certification process. Only plans that pass the standards set by the Exchange can become Qualified Health Plans and are offered in the exchange. The standards set include what is in the favorable interest of insured clients.
In this website the Qualified Health Plans are presented in a comparative and uniform way so that it is easy to understand and make comparisons. The health plans also have assigned ratings to further help you with your comparisons. You can know exemptions and tax credit available to you as well as your eligibility. You can also use the electronic calculator to assess your cost of health coverage. We will facilitate you enrollment in the health plan of your choosing.
You can have easy access to similar information and service through our telephone hotline service and we also have a service that goes out inform the public and provide fair advice as well. So you have various ways of access to the Exchange.
The Exchange is State-based. It has the backing of the State of Kentucky and was designed to be a State Exchange to better address the local health industry scene. Kentucky has its own unique state health industry so this Exchange was created in such a way that takes into consideration the local needs of consumers.
This is a competitive Exchange that requires transparency and health plans are offered on a level playing field. These results to lower insurance costs and more insurance plans offered. The Exchange has the volume and weight to engage insurance corporations in a manner similar to those of huge companies. So you have health plans that are among the best offered in the state.