You or your small business now has easy access to health plans that are available to those in large corporation or Members of Congress. This is made possible through the Illinois Health Insurance Exchange. This is a State-based Exchange which has the backing of the State of Illinois; it is competitive in nature and transparency is part of its strength.
The Affordable Care Act (ACA) made possible the creation of this Exchange. While ACA is national in scope, this Exchange is meant for the eligible citizens of Illinois. This state has its own distinct health industry and the Exchange has been built taking that into consideration so it can better address the needs of local consumers.
Through this website you have access to health plans that are presented in a uniform and informative manner so that you can make easy comparisons. You can also use our phone hotline to get the same information as well as answers to questions that you may have. We also have a personalized service which reaches out to inform consumers of the plans offered in the Exchange. We provide you the information as well as unbiased advice on the different plans you can choose from or offer to your employees.
Not just any health plan can be offered in the Exchange. All the plans must be Qualified Health Plans. Meaning the plans undergo certification which will evaluate if the plans meet the criteria set by the Exchange to provide the service and benefits required. The Exchange also recertifies and decertifies health plans to insure constant adherence to the set criteria. There is a rating system in place based on relative quality and price to help you better compare the health plans offered. We also facilitate your enrollment in the plan you choose.
The size and influence of the Exchange allows it to deal with insurance companies like it were a large corporation, insuring that you can get the best health plans possible.