The Idaho Health Insurance Exchange lets you have easy access to health plans that are affordable and at the standards available to large corporations and Members of Congress. Due to the volume and weight of the Exchange it can engage with insurance companies in the same way that huge corporations do. Whatever the size of the insurance company, they compete in a competitive and level playing field; this is why you have better and more health plan options to choose from in the Exchange.
You have uncomplicated access to the Exchange through this website, through a personal service we provide, or through hotline telephone. The health plans are presented in a uniform and comparative manner so that they are simple to compare. Anything not clear to you can be clarified by simply contacting us. In the Exchange you will know your eligibility, qualified exemptions, tax credit and other related matters. We will also facilitate your enrollment in the health plan of your choice.
The different health plans featured in the Exchange are certified health plans. They have to undergo a screening process before they can be offered in the Exchange. Certain set criteria designed to protect and provide better service to consumers must be met before they become certified. Not only that the Exchange recertifies and decertifies health plans; so there is an ongoing system of reevaluating all the plans for your protection and benefit. Each plan also has an assigned rating based on relative price and quality to aid you in your evaluation.
This Exchange is State-based and was done so to better service the needs of qualified Idahoan. The Exchange was created through the Affordable Care Act of the Federal Government. While national in nature, it was purposely designed to be at the state level since the State of Idaho has its own health industry features different from other states. Thus this Exchange has been established taking into consideration the Idaho health industry environment to successfully aid you in making the ideal choice for your health insurance needs.